In the new year, many Britons are resolving to get their finances in order. Fortunately, there is a wealth of digital tools and apps to help achieve this goal. From tracking pensions and tax returns to finding unclaimed premium bond prizes and comparing shopping prices, these 26 resources can provide an accurate picture of your financial standing and suggest ways to improve it.
The Scottish Widows Pension Mirror, for example, uses AI to estimate your age and how your pension savings stack up against the national average. Meanwhile, the HMRC app streamlines the self-assessment tax return process, and the Turn2us benefits calculator identifies potential government support you may be eligible for.
For those looking to make the most of their savings, the MoneySavingExpert Premium Bonds calculator forecasts potential winnings, while the NS&I prize checker can uncover any unclaimed prizes. The Pension Credit calculator, on the other hand, estimates the additional state support retirees on low incomes may be entitled to.
Travellers can maximise their holiday spending money using the Travel Money Max tool, which compares exchange rates. And the Credit Karma platform provides free access to your credit score and report, helping you identify any issues before applying for new credit.
Beyond personal finance, digital tools can also assist with everyday budgeting and shopping. The Yuka app scores food and cosmetic products on nutritional value, the Camelcamelcamel browser extension tracks Amazon price histories, and the Tesco Clubcard app unlocks exclusive discounts for loyal customers.
With so many user-friendly resources available, Britons have ample opportunity to gain control over their finances in the new year. By leveraging these digital tools, consumers can make informed decisions, save money, and work towards their financial goals.